We often take our appliances for granted, until — once we’ve been dropped back into 19th century, forced to scrub clothing by hand we can’t get our white goods repaired fast enough.
A standard home contents insurance policy will cover your appliances if they are damaged or destroyed in a fire, storm, flood, other natural disaster or if they’re stolen. But it won’t cover these kitchen essentials if they break down due to age, wear and tear or are accidentally damaged.
Appliance insurance policies can cover these eventualities, compensating you for the repair or replacement of appliances, including ovens, hobs, refrigerators, freezers, washing machines, and more.
All insurance policies have exclusions or events they just will not cover. Typical exclusions on appliance insurance policies include: Continue reading “Appliance Cover: The Finer Details”