Appliance Cover; The Finer Details

We often take our appliances for granted, until — once we’ve been dropped back into 19th century, forced to scrub clothing by hand we can’t get our white goods repaired fast enough.

A standard home contents insurance policy will cover your appliances if they are damaged or destroyed in a fire, storm, flood, other natural disaster or if they’re stolen. But it won’t cover these kitchen essentials if they break down due to age, wear and tear or are accidentally damaged.

Appliance insurance policies can cover these eventualities, compensating you for the repair or replacement of appliances, including ovens, hobs, refrigerators, freezers, washing machines, and more.

All insurance policies have exclusions or events they just will not cover. Typical exclusions on appliance insurance policies include: Continue reading “Appliance Cover; The Finer Details”

Protecting Your Smart TV

Are you looking to buy a smart TV? Perhaps you own one and want to know how you can use it as safely as possible. Whilst, first and foremost, we buy these exciting pieces of technology to enrich our lives with entertainment, we often overlook potential areas of concern. Smart TVs are expensive and consumers often save up for a long time to buy one, so why would we not want to ensure that our investment is kept in the best condition possible? With physical damage and virus attacks being a just couple of the problems smart TV owners can face, we want to make sure that both you and your television are as safe as they can be.

In this guide, we’ll take you through four important aspects of protecting your smart TV:

Continue reading “Protecting Your Smart TV”

Could Renting Home Appliances Be For You?

In April 2019, AO World announced it would be beginning a trial of an appliance rental service in England and Scotland, offering the rental of white goods starting from £8 a month, seems to be prefiguring wider changes where consumer behaviour seems to be less enthralled by the prospect of appliance ownership.

Within that affordable sum are insurance, repairs and the recycling of any old appliances. After five years, customers will be able to replace an appliance with a new one and have the old one sent for refurbishment or recycling.

Like other subscription models, AO’s shares in the fact that customers can cancel at any Continue reading “Could Renting Home Appliances Be For You?”

Consumer Decision-Making with Home Appliance Insurance, including Future Trends

Recent research on consumers’ decision making in insurance services, especially regarding Home Appliance Insurance is not as frequent as it should be. The London School of Economics, Ipsos and VVA Europe, prepared in May 2017 a study for the European Commission on consumers’ decision making in insurance services from a behavioural economics perspective. It makes for some interesting, if slightly unsurprising, reading.

For example, most people surveyed did not consider it worthwhile to purchase add-on insurance for a new kitchen, especially if it would only cover furniture, as the risks associated with this type of product were perceived as not being too high. A minority responded that this type of insurance could be potentially worthwhile if it covered appliances or special appliance. On the other hand, even if this were the case, its necessity was questioned. Some of the participants in Sweden argued Continue reading “Consumer Decision-Making with Home Appliance Insurance, including Future Trends”

The Absolute Five Essentials for Home Appliance Insurance

You arrive home to find your fridge door open. There’s a pool of water on the floor, a faint smell of burning, and your soon-to-be expired salmon is lying soggy on the floor. You couldn’t afford to live without your fridge, could you? Home appliance insurance protects all of your brown and white goods against accidental damage and mechanical or electrical breakdown.

When to apply

If a new appliance malfunction within the first twelve months, often you can take advantage of the manufacturer’s guarantee, so there’s no need to pay for any repairs or replacement. But if a malfunction occurs after the first year, your manufacturer’s warranty will often not cover the cost.

Some people choose not to pay for extended warranties or appliance insurance as the price of policies can make them seem not worth the expenditure. However, to go without can be costly as buying a new appliance, or equally so if you need to repair a household appliance, especially when the costs of labour and the costs for sometimes hard-to-source parts are factored in.

When looking for a new home appliance insurance policy, stay alert to the following: Continue reading “The Absolute Five Essentials for Home Appliance Insurance”

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Cooking Appliances and Children’s Safety

 

Having your kids alongside when cooking is excellent because it is an opportunity to teach them this essential life skill, pass to them the family recipes, spend quality time and even evoke curiosity in kids about trying new recipes and foods.  According to recent research by a home appliance insurance company Prominence Support, children perceive the kitchen as a compelling place. They see this as an out of the world experience when their parents are bustling around or even getting colourful items from cupboards and refrigerators. Mostly, toddlers, they are at a curios stage where they want to part of everything that their mother does. Despite the exhilarating experience, the kitchen is potentially hazardous. Continue reading “Cooking Appliances and Children’s Safety”