The Insurance Rate for Washing Machines Can Be Paid Quarterly or Annually

You might have a lot of electrical appliances in your household; however, given the cost of covering all your appliances with insurance, you might definitely want to be selective on which appliance to cover. For sure, one of them could be your washing machine, as this is an irreplaceable appliance. Insurance would help you decide to have your washing machine covered. With that you could be at peace by not thinking about what you are going to do in the event your washing machine calls it a day.

Is it really worth it?
You might come across a lot of attractive quotes, but what you should look out for is to see what is covered. Insurance rate for washing machines should ideally cover accidental, electrical, and mechanical damages. Most providers cover either one or two of them, and not all of them. The most attractive insurance quotes would have an excellent team of engineers to carry out repairs, and the response time taken to process insurance claims would be extremely quick. If you live in a rural area, this is exactly what you’d be looking for.

The things that are ideally covered and not covered
Labour, repairs and callouts are covered. If your appliance is beyond economic repair, generally a free replacement, limited to a maximum claim amount is provided. Technical assistance and installation of a new appliance is usually free. Insurance rate for washing machines typically don’t cover pre-existing faults. However, with the help of an approved engineer, maintenance can be arranged at your cost. Routine maintenance, cosmetic repairs, replaceable and peripheral parts are also typically not covered.

How effective are insurance covers for washing machines?
With flexible payment options, speedy repair services, and unlimited callouts, insurance rates and services will come in handy sooner or later. The insurance rate for washing machines can be paid quarterly as well as paid annually. Insurance rates are quite affordable, and depending on your washing machine specifications, you could decide to choose the most appropriate insurance cover.

Don’t fret and get drained. Protect your washing machine today.

Domestic and General Insurance Cover for Your Washing Machine

Failure of the many home appliances, when least expected, can cause a big uproar around the house, as a well-oiled schedule can come crashing down, especially if the appliance is something vital like a washing machine, hob unit cum oven, dishwasher, dryer, fridge and/or freezer.

In the United Kingdom, homeowners can opt for insurance policies covering home appliances, home emergencies like plumbing, electricity, pest control, heating, roofing, and/or gas. There are many companies that handle these services in the UK, but the homeowner has to select the best. If the washing machine breaks down, it would be advisable for the homeowner to go through the fine print of the contract to see what the company offers for general and domestic washing machine insurance.

For first timers who do not have general washing machine insurance, they need to go online and fill-in the exact nature of the problem; they will get a quote for resolving this issue, even though the homeowner does not have home appliance insurance package. The benefits of an annual home appliance insurance policy are that there is no limit on the number of service calls the homeowner can make. The added benefit is that parts and labour is included in the contract as well as a £ 5000 accidental death cover.

Domestic washing machine insurance cover may seem pretty insignificant in the greater scheme of things, but it has proved a lifesaver for many people, when the washing machine or other appliances suddenly break down. Unlike home emergency cover, the home appliance cover is not on a 24-hour call, but once the customer service team receives the call, they will pass the problem to the technical support team who will assess the nature of the complaint and attend to it at the earliest.

Landlord Insurance with Home Emergency Cover to Protect the Owner’s Property

Renting out properties in the United Kingdom comes with many benefits to the landlord, especially if it is in a good location, in a major city or town, is well-appointed, in good condition, and is available at a good rental. For this rent, the tenant expects good service, and ensuring that the appliances provided are in good working order. Besides this, the landlord is also responsible for providing uninterrupted power and water along with drainage, working appliances, fittings and furnishings in the property. This can be quite overwhelming, if something goes wrong, and finding someone to handle the repairs is not successful.

Covering Potential Problems
Keeping tenants happy is hard work, especially if there are unexpected problems with plumbing, electricity and/or water supply, drainage, heating system, roofing issues, etc. This requires immediate action, and it would be easier for the landlord to pass on this burden to a service provider that has the capability to handle all these issues. These potential problems can also be quite comprehensively covered by landlord insurance with home emergency cover, but selecting a reputable and well-established service provider is vital in a very competitive industry. Annual premiums for home emergency cover can range from £175 per year to £269 and more per year, with a limit of £1000 per claim.

Utilities Coverage
Basically, landlord insurance with home emergency cover helps to protect the owner’s property in question as well as any tenants renting the property against potential loss of utilities and/or other essential services. It also serves to insulate the landlord from day-to-day emergencies like unexpected heating, plumbing, blockages or drainage problems, security issues, pest control issues, lost keys, as well as domestic power or water problems. Some even provide the cost of emergency overnight accommodation in the event the property becomes uninhabitable due to service breakdown or security issues. Well-established and experienced insurance firms do not make any restriction on the number of claims made annually under the home emergency coverage.

Emergency Issues
In many cases, trying to get the best possible rent, the landlord may not have the opportunity to pick and choose whom the property is being leased to. They may have to deal with different types of tenants, which could range from professionals to students. The only provision is that they have the ability to pay the asking rent on time and keep the property in reasonably good condition. The landlord insurance with home emergency cover makes no distinction on who rents the property, but it covers the landlord against a list of unexpected disasters that could potentially occur in the property. They also cover properties that may be currently unoccupied, but could face any of the potential emergency issues suddenly.

Ensuring Home Repairs is win-win for Both Landlord and Tenant

With low interest rates, keeping your hard-earned money in Certificate of Deposits is an exercise that is going to keep you awake nights. Brexit has created uncertainty and the present interest rate structure is close to becoming negative. The real estate market is already posting lower prices and this is perhaps the best time to invest in rent bearing properties. The joy of being a landlord is however tinged with responsibility. You do not know what kind of tenant will stay in the premises that you want to rent. The repairs and taxes of the property will have to be borne in a timely manner as otherwise you will be liable for contravening local laws.
To get over this dilemma particularly if you are new to the idea of a landlord the best option is take opt for landlord home insurance cover. Several insurance entities are offering attractive options under the title of home emergency insurance cover, which includes coverage for

  • Emergency plumbing and drainage repairs
  • Primary heating system maintenance
  • Alternative accommodation during repairs
  • Repairs to cooker / oven
  • Repairs for water supply and gas connections
  • Pest infestation

Prominent Support is a well-known insurance provider that covers emergency home repair solutions by dealing directly with the tenant. With a 24-hour help desk Prominent Support are confident that their financial product is both a necessity and a profitable exercise. They have simplified registration requirements to the basic requirements that can be done online. Documents supporting your ownership as well as the tenant agreements can be uploaded online and the verification process is fast that in most cases takes just two business days. With options for payment of premium in quarterly schedules, the landlord can tailor cash flow accordingly. In fact, by balancing the rent and the insurance cover it becomes a win win situation for the tenant.

Peace of Mind via Gas Cooker Insurance Cover at Affordable Rates

When you buy a cooker for a home and it is a new purchase the item is covered under manufacturer’s comprehensive warranty. Generally, most warranties are for a period of 12 months. Some manufacturers do offer longer warranties and it could be for specific parts. However, most offer an extended warranty after 12 months that can be extended for another 12 months or 24 months.

New technology is incorporated in the latest model of appliances and hence many people use the following logic that instead of extending the warranty it is better to buy a new one with better technology. This reasoning is all right if you can afford it. The new appliance will definitely cost more and any exchange offer for the older appliance may be just a tiny fraction of the actual cost that was paid for it.

There is another option for the homeowner. Several companies have entered the domain of insuring household appliances. The word insurance is actually extended warranty. This is how it works. You call these companies and they send an engineer to evaluate the appliance or appliances (if you want multi appliance insurance) Post the evaluation you are given an offer that details the terms and conditions of warranty and the premium you will have to pay. Most of these companies have flexible payment arrangements and the option of terminating the contract in case you are opting to buy a new appliance or you are selling the older appliance in the used goods marketplace or simply gifting it.

Hotpoint Gas Cooker Insurance Cover

Into this domain is Prominence Support that has taken warranty of appliances to a new level. They offer insurance cover for cookers. This is new territory for homeowners as until now gas breakdown cover was unheard of. Prominence Support offer cooker insurance rates that appears affordable and the benefits include

  • Warranty against electrical or mechanical faults
  • Cash compensation (subject to limits)
  • The cover includes cost of spare parts and labour if the appliance can be repaired
  • In the case of BER (beyond economical repair), the company will provide replacement of equivalent specification

Insurance Cover for Appliances such as Washing Machine

Insurance of life, house, motor vehicle are standard bets that enterprises take. The science of actuary is refined and distilled to a fine art in which the City of London is a world leader. To this mix is the array of home appliance insurance that has entered the lexicon of certain enterprises that have created a niche business value in such financial products. On the face of it may appear that these enterprises are laying the wrong kind of bet. After all insurance is nothing but a bet. The insurance company bets that the house that you are residing in will need ‘x’ amount of repairs in 10 years’ time. In the event that repairs are required within the period, the insurance company will pay. In most cases, repairs may not be required and the premium is the profit.

Refrigerators and washing machine insurance are the appliances that are covered by several people. Some insurance companies are offering cover for 6 to 8 years old appliances. Of course, the premium will be higher and the onus is on you to analyse the cost vs benefit factors.


Selecting the right appliance insurance company from amongst several is a matter of due diligence. Check the websites of and read the reviews. It will make sense if the enterprise has a long-standing track record. By talking to neighbours and friends, you will also get some feedback on the integrity of the company.

Once you have short-listed the appliance insurance company ask for quotes. Insurance cover for washing machine repair can vary between companies. For appliances that are beyond two years it is better to buy appliance warranties from such insurance companies. Another factor that you should be able to check is whether you can stop paying the premium at any time. It goes without saying that if allowed by the company the cover also ceases.

Advantages of Taking Washing Machine Repair Insurance Cover


Isn’t it true that your lives are entwined with the daily home appliances that you use? Consequently, when an appliance does not work, you get panicky and are unable to manage the daily chores. This is why; it’s important to take a cover for your home appliances in UK. Whether you want a cover for a single appliance or for a few equipment together, you should not neglect taking a washing machine repair insurance cover because repairing this equipment can indeed be costly.

Why You Need Insurance for Home Appliances
Nowadays, many homes are insured along with its contents; hence, in the case of theft or damage, you can be at peace. Typically, expensive home appliances will come under contents insurance if they are stolen or if there is damage. However, what happens if your washing machine breaks down? For a new machine, you will certainly get the company’s warranty for a year for servicing and repairs. Nevertheless, most of the problems occur after this period mainly due to abrasion. In such a situation, you have two options; either to get it repaired or buy a new one. Both are expensive options that can pinch your pocket. This is why; a washing machine repair insurance cover is essential.

Benefits of Insurance for Home Appliances
It’s vital that you select a good UK insurance firm for your washing machine repair insurance cover. Select a company that offers affordable and comprehensive cover options. This will give you maximum savings and benefits. The advantages are immense for policies covering home equipment; you can choose multi-appliance or single appliance insurance. Get covered for mechanical and electrical breakdown, engineer call-outs, equipment parts and labour costs, repair or replacement if completely damaged, rapid response from qualified and experienced engineers and technicians and easy payment plans. So, don’t wait for your washing machine to break down and cause you to spin!

Appliances Have Made Life Easy, But Comes With Its Share Of Problems


Though the many electronic appliances that we us in our homes has made life that much easier for us, it also has its cons. The main one being that the expenses that one may have to incur if there is a breakdown. Buying a new appliance is certainly expensive but repairing one that has a problem could be almost as much. There is no telling what can cause an appliance to cease working; electrical fluctuations, or some error in the machine itself. To protect oneself from unforeseen expenditure it is a wise idea to take up a household appliances insurance cover.

Insurance Cover For All Appliances
There are several companies that offer household appliances insurance. Make sure you do your homework thoroughly before you settle for one. Every appliance in your home can be covered, be it your refrigerator or freezer, your washing machine, cooker, washing machine or gas and electric hobs. It is possible to take single appliance insurance in which case you can choose the appliances you want to be insured or you can choose a multi-appliance insurance which covers a few appliances maybe 4 different ones. Some people argue that the multi-appliance one is better because you can save money as compared to single appliance insurance.

Benefits Of An Insurance Cover
Kitchen appliances insurance cover can be paid quarterly or annually. Once an insurance cover has been taken up many things like the charges for the engineer’s visit, labor charges, repairs and replacement of parts and if it becomes necessary, the replacement of the appliance itself will be covered. There is always the availability of engineers and technicians in-house who can be called upon. You can be sure that some action will be taken within 48 hours. The team of technicians and engineers are trained and are professional in their approach. Other than what you pay as the cover, no other fees will be necessary.