Benefits of Accidental Death Insurance

Unfortunately, accidents can happen to anyone, anytime, anywhere. Accidents that result in death are devastating to families left behind, more so when the deceased person was the main income earning member. Having accidental death insurance cover provides reassurance that in case the worst happens, you will be leaving behind a measure of financial security for your loved ones.

Peace of Mind
Accidental death insurance pays out an agreed upon, tax free lump sum amount to your beneficiaries in case you die within a stipulated period following an accident. Claims can’t be made in case of death due to natural causes, war, dangerous sports, alcohol or drugs. The greatest benefit of taking out this insurance is that it provides a reassurance that your loved ones will be taken care of financially when you’re not around.

Easy Registration and Claims
There is no requirement for medical tests and anyone, irrespective of age, occupation and health condition can purchase this insurance. Accidental death insurance rates are usually lower than life insurance prices but provide substantial cover, up to 100,000 £ depending upon the agreement. It’s possible to add a partner, spouse or children under insurance, but usually with reduced level of cover. Usually, this type of insurance provides worldwide coverage but it’s worth checking terms and conditions first.

Accidental death cover may be offered as part of a broader personal accidents insurance or health policy. For comprehensive health insurance, service providers offer various cover options including accidental death benefits, critical illness, hospital cash for any cause or accident and much more. It’s easy to register – all you have to do is fill in an online form with your desired cover options and submit it and soon a friendly team member will get in touch with you!