You might have a lot of electrical appliances in your household; however, given the cost of covering all your appliances with insurance, you might definitely want to be selective on which appliance to cover. For sure, one of them could be your washing machine, as this is an irreplaceable appliance. Insurance would help you decide to have your washing machine covered. With that you could be at peace by not thinking about what you are going to do in the event your washing machine calls it a day.
Is it really worth it?
You might come across a lot of attractive quotes, but what you should look out for is to see what is covered. Insurance rate for washing machines should ideally cover accidental, electrical, and mechanical damages. Most providers cover either one or two of them, and not all of them. The most attractive insurance quotes would have an excellent team of engineers to carry out repairs, and the response time taken to process insurance claims would be extremely quick. If you live in a rural area, this is exactly what you’d be looking for.
The things that are ideally covered and not covered
Labour, repairs and callouts are covered. If your appliance is beyond economic repair, generally a free replacement, limited to a maximum claim amount is provided. Technical assistance and installation of a new appliance is usually free. Insurance rate for washing machines typically don’t cover pre-existing faults. However, with the help of an approved engineer, maintenance can be arranged at your cost. Routine maintenance, cosmetic repairs, replaceable and peripheral parts are also typically not covered.
How effective are insurance covers for washing machines?
With flexible payment options, speedy repair services, and unlimited callouts, insurance rates and services will come in handy sooner or later. The insurance rate for washing machines can be paid quarterly as well as paid annually. Insurance rates are quite affordable, and depending on your washing machine specifications, you could decide to choose the most appropriate insurance cover.
Don’t fret and get drained. Protect your washing machine today.