Domestic and General Insurance Cover for Your Washing Machine

Failure of the many home appliances, when least expected, can cause a big uproar around the house, as a well-oiled schedule can come crashing down, especially if the appliance is something vital like a washing machine, hob unit cum oven, dishwasher, dryer, fridge and/or freezer.

In the United Kingdom, homeowners can opt for insurance policies covering home appliances, home emergencies like plumbing, electricity, pest control, heating, roofing, and/or gas. There are many companies that handle these services in the UK, but the homeowner has to select the best. If the washing machine breaks down, it would be advisable for the homeowner to go through the fine print of the contract to see what the company offers for general and domestic washing machine insurance.

For first timers who do not have general washing machine insurance, they need to go online and fill-in the exact nature of the problem; they will get a quote for resolving this issue, even though the homeowner does not have home appliance insurance package. The benefits of an annual home appliance insurance policy are that there is no limit on the number of service calls the homeowner can make. The added benefit is that parts and labour is included in the contract as well as a £ 5000 accidental death cover.

Domestic washing machine insurance cover may seem pretty insignificant in the greater scheme of things, but it has proved a lifesaver for many people, when the washing machine or other appliances suddenly break down. Unlike home emergency cover, the home appliance cover is not on a 24-hour call, but once the customer service team receives the call, they will pass the problem to the technical support team who will assess the nature of the complaint and attend to it at the earliest.

Insurance Cover for Appliances such as Washing Machine

Insurance of life, house, motor vehicle are standard bets that enterprises take. The science of actuary is refined and distilled to a fine art in which the City of London is a world leader. To this mix is the array of home appliance insurance that has entered the lexicon of certain enterprises that have created a niche business value in such financial products. On the face of it may appear that these enterprises are laying the wrong kind of bet. After all insurance is nothing but a bet. The insurance company bets that the house that you are residing in will need ‘x’ amount of repairs in 10 years’ time. In the event that repairs are required within the period, the insurance company will pay. In most cases, repairs may not be required and the premium is the profit.

Refrigerators and washing machine insurance are the appliances that are covered by several people. Some insurance companies are offering cover for 6 to 8 years old appliances. Of course, the premium will be higher and the onus is on you to analyse the cost vs benefit factors.

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Selecting the right appliance insurance company from amongst several is a matter of due diligence. Check the websites of and read the reviews. It will make sense if the enterprise has a long-standing track record. By talking to neighbours and friends, you will also get some feedback on the integrity of the company.

Once you have short-listed the appliance insurance company ask for quotes. Insurance cover for washing machine repair can vary between companies. For appliances that are beyond two years it is better to buy appliance warranties from such insurance companies. Another factor that you should be able to check is whether you can stop paying the premium at any time. It goes without saying that if allowed by the company the cover also ceases.

Advantages of Taking Washing Machine Repair Insurance Cover

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Isn’t it true that your lives are entwined with the daily home appliances that you use? Consequently, when an appliance does not work, you get panicky and are unable to manage the daily chores. This is why; it’s important to take a cover for your home appliances in UK. Whether you want a cover for a single appliance or for a few equipment together, you should not neglect taking a washing machine repair insurance cover because repairing this equipment can indeed be costly.

Why You Need Insurance for Home Appliances
Nowadays, many homes are insured along with its contents; hence, in the case of theft or damage, you can be at peace. Typically, expensive home appliances will come under contents insurance if they are stolen or if there is damage. However, what happens if your washing machine breaks down? For a new machine, you will certainly get the company’s warranty for a year for servicing and repairs. Nevertheless, most of the problems occur after this period mainly due to abrasion. In such a situation, you have two options; either to get it repaired or buy a new one. Both are expensive options that can pinch your pocket. This is why; a washing machine repair insurance cover is essential.

Benefits of Insurance for Home Appliances
It’s vital that you select a good UK insurance firm for your washing machine repair insurance cover. Select a company that offers affordable and comprehensive cover options. This will give you maximum savings and benefits. The advantages are immense for policies covering home equipment; you can choose multi-appliance or single appliance insurance. Get covered for mechanical and electrical breakdown, engineer call-outs, equipment parts and labour costs, repair or replacement if completely damaged, rapid response from qualified and experienced engineers and technicians and easy payment plans. So, don’t wait for your washing machine to break down and cause you to spin!